Free Advice to select the right Home Loan
Compare The Best Aussie Home Loan Comparison Repayments In Sydney & Australia
When looking for a home loan or mortgage, you don’t need to run from lender to lender yourself, getting bamboozled by ever changing jargon.
Come and see us and we will sit down with you and find out exactly what your personal circumstances are, what you want from your mortgage and anything else that influences the choice of home loan, including what your aims and ambitions are and where you want to go over the next few years.
Based on that information, we then come up with a short list of home loans that best fit the picture from our database containing all major mortgage lenders in the Australian Market.
You pick the one you like best and we help you get it by putting the application together and submitting it on your behalf.
All that is at no cost to you as we get paid by the lenders for basically doing the bank manager’s job. Is that the kind of service you are looking for? Please send us an email to info@homeloanguru.com.au or call now on 02 4322 3588.
Compare Home Loans in Australia
If you are considering taking out a mortgage for either a purchase or refinance you may already understand how time consuming it is to compare home loan rates among the many providers in Australia. Whether it is a debt consolidation home loan comparison that you are doing or just looking for a good deal on a new home mortgage, you will be better off if you seek out the service of The Home Loan Guru. We will do all the home loan comparisons for you while we find you the very best rates and terms. Once we have done that, we will fill out all of the application paperwork and submit your loan application to the bank. All of this is free to you, the customer, because the bank pays us for the services we render.
The process is really quite simple. After you contact us, we will do an interview with you to better understand your financial situation, the terms you are seeking, and the intended use of the funds you will be receiving from the loan. After that, you are done. We do all the work as The Home Loan Guru will search out the best rates and terms available to you and then process your application.
You are guaranteed a stress free application process, the best loan rate with the best terms available in the market, and the peace of mind that comes from knowing everything has been done by a neutral third party who does not have someone else’s best interest in mind.
Cheapest Home Loan Repayments
It is literally impossible for the average person to understand all of the hidden fees and charges that are rolled into a typical home loan. While you may be able to locate the cheapest home loans based on interest rates, there remains a large amount of other variables that most people will find overwhelming when they attempt to integrate them into the total cost of the loan.
The most effective and efficient route to take when you are looking for cheap home loans is to make your first stop at the Home Loan Guru. We are set up and totally dedicated to finding you the very best home loan that your circumstances warrant. You will not be charged anything for using our services and there are no hidden fees from us tacked onto the mortgage. Our services are paid for by the bank that you choose based on our recommendations. We will ask a series of questions of you to understand how you plan to service this loan and also gain insight into your current financial capabilities. From there we will search out a loan provider that matches your profile with their loan programs.
Our services don’t end there, either. We will work with you and the bank of your choosing to fill out all of the applications and review the loan documents to make sure there are no hidden charges for such things as “legal fees” or prepayment penalties if you should decide to pay the loan out sooner than its maturity.
Best Home Loan Advice
For the majority of families, a home equity loan is one of the smartest financial moves you can make. The typical Sydney family will be making a mortgage payment each month on a loan that has higher interest than what is available today. Additionally, they will have a car payment, credit card debt and often another personal loan for something or other. Added all up, the monthly payments can easily approach $3,000 or more. By consolidating all of these debts into a refinance of your home, you can easily see a reduction of over $1,000 a month. This often gives the average family some breathing room and as their income improves over time they will be able to pay off their mortgage by occasionally making an extra payment.
While this is certainly a very real possibility, the first hurdle is to find the right bank and the right loan for your circumstances. This is where The Home Loan Guru steps in. We will search out the best home loans in Sydney for you and help you to consolidate those monthly bills into one payment at a lower overall cost to you. We take the hassle and confusion out of the home loan process so that you can focus on the things in life that are most important.
To see just how much you can save in your own situation, just go to our refinance calculator and fill in the numbers that fit your situation. Our refinance calculator will analyse the data and provide you with a recommendation.
Refinance Home Loan
Looking for an aussie home loan can take more time than you are able to commit to. The problem comes when you are short on time or expertise and you end up with a loan that is either not a good fit for your circumstances or is much more expensive than it should be. The majority of people who selected their own mortgage source end up looking for a refinancing home loan within a few years. This may not be the result of a bad loan per se, but rather, a loan that does not fit your particular circumstances. Interest rates, points buy downs, length of mortgage, insurance requirements, and a host of other issues need to be considered when looking at the overall cost of a home loan.
When you work with The Home Loan Guru you can be confident that the information that you share with them will not go any further than to us. We don’t use your personal information for any reason other than to secure you the best home loan available. Before we review your credit status we will make sure we have your permission to do so. The data we do collect from you is used for the application. We will ask for details such as address, work history, income, savings and outstanding debt obligations. At Home Loan Guru, we take your privacy very seriously and will never allow anyone outside of our organization to see your personal information without your explicit consent and written permission.