Our Difference

Our aim is to create peace of mind through future proofing your finances

With nearly 40 years’ experience in the financial services sector, Gerhard Moser’s in-depth knowledge consistently makes a difference to his clients. He will use his expert skills to help you pay off your home loan sooner and then make sure that extra cash works hard for your future. In particular, if you are one of the many people who still have a mortgage many years after you expected to be mortgage free, contact Gerhard today.

More than a homeloan guru

When you consult with a home loan expert, the advisor will present options that reflect today’s best offer. But things change, life moves on and so will most home loan experts – on to the next customer, the next mortgage. Gerhard Moser is different. He will not only find the best mortgage offer today, but also be with you for the long term, regularly reviewing your mortgage for new and better options.

As well as being a mortgage expert, Gerhard’s financial planning qualifications and experience mean that he can help you create long term wealth. This includes strategies for paying off your mortgage sooner, using superannuation to its full potential and making astute investments.

Future proof your finances

It seems obvious to state that the financial plan of a 25 year old should be very different from that of a 55 year old, or even a retiree. However, it’s amazing how many people drift through life without reviewing their mortgages and financial investments.

You may have previously interacted with a banker or a mortgage broker or even a financial planner, but probably for a specific goal, relevant only to your age and situation at that time. Undoubtedly, your future financial needs change. Far too often, people find that their finances are inadequate for this change. That’s where Gerhard Moser will make a difference. He will create a plan to help you future proof your finances, giving you that important sense of financial security and peace of mind

Reduced interest, tax and fees

Did you know that a typical loan of $300,000 will cost $647,000 over a 30 year period?* It is easy to lose sight of this in the excitement of buying a home, which is understandable. However, the key to avoiding this extra interest is regular mortgage reviews, remembering that it’s now easier to change lenders than ever before. By joining forces with Gerhard Moser, you’ll be kept up to date with the latest opportunities to reduce your interest payments.

In addition, you can reduce your taxes and fees by changing the way you save and by using your superannuation savings more efficiently. Gerhard can also advise you on the merits or disadvantages of the latest trends such as self managed super funds and interest only mortgages.

*at 6% interest